19 Sep 2018

The average amount that savers with income-drawdown plans withdrew from their pensions rose sharply last year, prompting new concerns that people could run out of money in retirement.

1 Sep 2018

Muddled thinking however, without the relief, pension savings will fall whilst tax is then due on pension withdrawals.

29 Aug 2018

Given that the highest we’ve seen was 54 times, there could be some truth to this

8 Aug 2018

Interest rates raised by 0.25% but, unless you have a tracker or Standard Variable Rate Mortgage, will you notice any difference?

26 Jul 2018

Inflation remained at 2.4% for the third month in a row in June, according to the Office for National Statistics

9 Jul 2018

More people in work but individual productivity still stagnant around the same levels as 2008

28 Jun 2018

Is an Interest Rate rise closer than we thought?

19 Jun 2018

Most Plan holders will now qualify for a windfall, however they will need to be patient as the sale completes

1 Jun 2018

The prospect of an EU/UK/Canada v US trade war is not something to look forward to

29 May 2018

Italian politics hits investments and may have a part to play in how good or bad Brexit is

23 May 2018

Surely by 65 you have earned the right not to pay National Insurance – or should you?

16 May 2018

Surely this also raises questions about all the investment managers who bought Carillion?

3 Apr 2018

A teenage Canadian lottery winner had a choice of C$£1,000,000 or c$1,000 per week for life.

19 Feb 2018

Fraudsters are “cloning” well known investment companies

7 Feb 2018

Responsible lending or protecting against potential losses? As the value of digital currency Bitcoin fluctuates, Lloyds Bank have banned their customers from using credit card debt as a method for purchasing;

30 Jan 2018

Pensions continue to attract unwanted attention so watch out for anything unusual or too good to be true.

8 Jan 2018

With stabilising housing prices and interest rates still low, is now the best time to buy?

18 Dec 2017

If you think pensions are complicated enough, be glad you are not a Scottish taxpayer.

4 Dec 2017

A warning to all those who plan to spend more than they earn in December, before relying on a good credit card balance transfer deal in January.

2 Dec 2017

Transfer values are likely to continue to reduce as gilt yields improve on the back of interest rate rises

6 Nov 2017

Should you remortgage while interest rates are still low - even with an early repayment charge to pay?

4 Oct 2017

Given that auto enrolment works mainly because of the employer contribution, auto enrolment for the self-employed is a chocolate teapot.

22 Sep 2017

If it looks too good to be true it generally is – be careful chasing returns if you don’t want the risk that goes with it

19 Sep 2017

As life expectancy increases, the Government need to put more money into the state pension fund and individuals need to save more if we are to retire on time.

11 Sep 2017

Earlier retirement and longer life expectancy works OK so long as you know how you’re going to pay for it

5 Sep 2017

A new way of raising investment funds for start ups, an alternative to raising money via initial public offerings.

26 Jul 2017

Leaseholders are now being charged large sums of ground rent on their properties, which has led to government proposing a ban on new houses being sold as leasehold.

19 Jul 2017

The rise in pension to 68 has been brought forward from 2044 as was originally proposed. Such changes will affect those currently between the ages of 39-47.

10 Jul 2017

Warren Buffet agrees that in the main, index-funds are the way to go

30 Jun 2017

What do the Bank of England's new rules on mortgages mean for you?

12 Jun 2017

Instead of optimism from returning to a sitting Conservative Government with an increased majority, June has given us greater uncertainty and a dip in confidence – what a difference a May makes !

24 May 2017

Once upon a time the banks were considered a safe haven for small investors – for anyone considering investing into individual shares, this is a salutary tale of how all shares are inherently risky no matter which company they are in.

8 May 2017

Despite good investment returns over the last few years, this article demonstrates how difficult it remains to fund the high pension promises of the past.

2 May 2017

According to new research, the ‘Bank of Mum & Dad’ is one of the biggest mortgage lenders.

18 Apr 2017

The snap election announcement could cause market volatility, so what should investors do?

4 Apr 2017

As US rates rise and the UK savings ratio continues to fall, the future for investments becomes even less certain.

27 Mar 2017

Deadline for increasing your State Pension looms but buying an increase may not be the best thing to do.

23 Mar 2017

Under 30 and don’t want to work into your 70’s? You’ll need to rely on your private pension and not the State.

20 Mar 2017

This is a great example of the irrational nature of markets. Given that we have known for some time that May would trigger Article 50 by the end of March, what rational reason can there be for a sharp drop in sterling when it happens? Did currency traders think it wouldn’t and are surprised?

13 Mar 2017

Despite changes to dividend allowance, we hold the same review as written in our investment articles last week – to gain the best advantage, consider which assets go into which tax wrapper.

10 Mar 2017

Buy for Uni, one method of buying property whilst studying or assisting those who are.

7 Mar 2017

A number of tax changes have had a big impact on those with investments in the last year. Read on to find out the key developments.

8 Feb 2017

Landmark ruling could see unmarried partners be able to claim spouse’s benefits from pension schemes. Being able to prove financial inter-dependency appears to be key here so having a joint bank account could prove very valuable indeed.

31 Jan 2017

Mortgages are getting more complex to arrange but what if you have a mortgage under old rules and your lender won’t let you remortgage to a lower deal, that would save you money each month? In a recent case the Financial Ombudsman has said this is punishing borrowers.

16 Jan 2017

So the uncertainty created by Brexit continues to be “good” for UK investors as markets will no doubt continue to forge ahead as sterling’s decline benefits major companies with earnings primarily in USD.

12 Jan 2017

Not always easy to look this closely at yourself but if you recognise yourself as one of these types that could make a big difference.

16 Dec 2016

The world is changing – the established order is under threat, one such example is the traditional auto industry. How would your investment portfolio adapt to these trends, is it futureproof?